Home Loan
Buying a home is the most important event of your life. Abacus understands this. We have over 40 years of experience with residential mortgages. Many of our customers are new immigrants, whom we helped realize the American dream of purchasing their first home. This is what we do and we know how to do.
Online Management
Manage your HELOC through Online Banking
Reduce Closing Cost
Competitive closing costs that keep more money where it belongs — in your home.
Tax Advantages
Interest paid may be tax-deductible
Our rates and fees
Abacus offers among the most competitive offers in our community and nationwide. We have the most flexible and diverse loan programs.
Fixed rates for 10, 15, 20 or 30 Years
Fixed rates for 10, 15, 20 or 30 Years
Fixed rates for 10, 15, 20 or 30 Years
Fixed rates for 10, 15, 20 or 30 Years
Fixed rates for 10, 15, 20 or 30 Years
Fixed rates for 10, 15, 20 or 30 Years
Current Rates
Updated 1/28/2026
6.09%
30-year fixed rate mortgage
5.44%
15-year fixed rate mortgage
To learn more or start your Home Loan, contact us: in person or online.
Home Equity of Credit (HELOC)
Home Equity Line of Credit or HELOC is a type of home loan that allows a borrower to open up a revolving line of credit using their home as collateral. With a home equity line of credit, you can get the extra cash you need for renovation, debit consolidation, vacation, college, new car and more. Here are some of benefits of HELOC:
Online Management
Manage your HELOC through Online Banking
Reduce Closing Cost
Competitive closing costs that keep more money where it belongs — in your home.
Tax Advantages
Interest paid may be tax-deductible
To learn more or start your Home Loan, contact us: in person or online.
Foreign National Elite
This program is designed for foreign nationals who want to purchase or refinance U.S. property — without a traditional U.S. credit profile. Deposit services are available too.
Online Management
Manage your HELOC through Online Banking
Reduce Closing Cost
Competitive closing costs that keep more money where it belongs — in your home.
Tax Advantages
Interest paid may be tax-deductible
How we can help
Mortgages
- Competitive Rates
- Vacation Home or Investment Property
- 1-2 Family House, Condo and Co-op
- Foreign Income Documents Accepted
- Accommodating Closing Procedure
- No U.S. Credit Score Required
- Max LTV 60%
- Max Loan Amount $1,500,000
Deposit Services
- Open Account Here or Overseas
- No U.S. Tax ID Required
- Preferred Interest Rates
- Elite Checking／Money Market／CDs
- Automatic Sweep between Abacus Accounts
- Online／Mobile Banking
- Withdraw your funds here or overseas
- Preferred Fees for Safe Deposit Boxes 1)
- Free Incoming Wires and Mail-in Deposits 2)
- Free Checks (3), Money Orders and Bank Checks (2)
To learn more or start your application, contact us: in person or online.
Related
Resources to deepen your understanding.
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Offering 6 locations for in-person transactions.
Title goes here, hopefully it’s not long.
Offering 6 locations for in-person transactions.
Title goes here, hopefully it’s not long.
Offering 6 locations for in-person transactions.
Disclosures
*An Abacus Everyday Checking account is required for this offer. Required monthly minimum balance for Abacus Everyday Checking is $1,500. Please see our account terms and conditions regarding monthly maintenance service charges that may be imposed if monthly minimum balances are not met. This promotion cannot be combined with any other Abacus loan closing credit promotion. If more than one loan application has been submitted at the same time, the credit may only be applied to one of the loan applications. Please speak with a loan specialist for more information. We reserve the right to change the terms of this offer anytime.