Abacus Secured Credit Card

Are you having problems getting a credit card? With the Abacus Secured credit card you can establish or rebuild your credit history. Unlike prepaid cards, secured credit card gives you a credit line, and your payment activity will be reported to the major credit bureaus. To open an Abacus Secured Credit Card, all you have to do is to open a deposit account with sufficient funds to secure the card. 

Here's how it works

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  Apply + provide a deposit

  • Receive up to 90% of your secure deposit in credit line. For example, if you deposit $1,100 you will receive $1,000 in credit line. Your secure deposit is FDIC insured.
   
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  Use your card responsibly

  • Be sure to pay your bill on time. 
   
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  Build your credit history

  • By using credit responsibly on all your cards and loans over time may increase your credit score.
   

The Benefit of Abacus Secured Credit Card

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  Gift and travel rewards program

  • You will receive 1 Bonus Point for every qualifying purchase dollar you spend, which can be used to redeem merchandise and travel awards available in the ScoreCard Bonus program.
   
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  Combined balance checking/savings account

  • Combine 100% of your credit card secure deposit to meet your minimum checking / savings account balance requirement.
   
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  Annual fee can be waived

  • No annual fee for credit line $2,500 or above. 
   

The Abacus Secured Credit Card advantages are:

• Easily manage your account 24/7 with online access, by phone or using website.
• It's a credit card—accepted at millions of locations worldwide
• Generous rewards programs. Accumulate points faster!  For every dollar you spent, you get one point. 
• Reward points can be used for air travel, car rental, hotel stays, gifts, or entertainment. 

To Open an Abacus Secure Credit Card, please contact your local branch.