Abacus Online Business Banking

Online Business Banking is designed to help you manage your business better.  We have the tools you need:

1. View account balances and transaction history online.
2. View your statements online right after the month-end. 
3. Transfer funds between your accounts whenever you want. 
4. Pay your bills online. 
5. Stop check fraud on your account! Use our Positive Pay and Account Reconciliation feature.  
6. Submit wire transfer payments online¹
7. Order new checks with one click!
8. Request stop payment on checks with one click!
9. Automatic balance alerts can be sent to your email!
10. Create your own transaction reports!

Click Here for more information.

^{1 Online Wire Transfer services are subjected to Bank Approval.}

Business Checking Accounts

At Abacus we understand the most important things your business needs are - Service and value. As a community bank, our life-long mission is to provide the best service and value to our customers. To do this right, we built products that deliver what you new now, and what you will need in the future. Open your Abacus business checking account today and experience the difference the Abacus relationship can bring!

Click Here for more information.

Business Money Market Accounts

¹

Sign up for our Business Money Market Accounts with Overdraft Protection. Earn maximum interest on your funds and avoid the occasional bounced check fees! If you don’t have sufficient funds in your Business Checking Accounts to cover a debit, we can sweep the amount from your Business Money Market Accounts into your Business Checking Accounts to cover it. You will be limited to six sweeps per month.

Click Here for more information. 

^{1 Regulation D limits the number of certain types of transactions that can be made from a Savings or Money Market account to six (6) in a calendar month. $10 fee is applied to each transaction that exceeds the limited outlined by federal regulations. See your Abacus Disclosure for more information}.

Overdraft Line of Credit

Free up your cash-flow – apply for an overdraft line of credit! Abacus understands that managing your cash-flow is one of your biggest challenges. Deposits you make may not clear on time to meet the funding required for the withdrawals you make. Our overdraft line of credit frees you from this costly headache. With an overdraft line of credit attached to your account, debits against your account will still be honored (up to the amount of the unused portion of the line) even if you have insufficient available balance. You can pay down overdraft draws in any amount, at any time, with no penalty or fee. Our line of credit is revolving so as soon as you pay-down all or portion of a draw, you can immediately use that portion again.

Click Here for more information.

Business Debit Cards

Use the Abacus Business Debit Card to make payments quickly and securely. With the world moving so fast, your debit card may be the best way to get a deal done. We can issue cards to different cardholders under the same business name.

Business Loans

We can provide the financing you need to help your business grow. Finance your working capital, purchase of equipment or fixtures, leasehold improvements, expansion/renovation, or purchase of real estate, with Abacus. We partner with the U.S. Small Business Administration (SBA) to provide you the most competitive interest rate and terms. Both term loans and lines of credits are available.

Click Here for more information.

Merchant Services

Are you paying more to your current merchant processing company? Use Abacus to process your customers’ Master, Visa, AMEX, Discovery credit card payments for less. Bring more profit to your business with our competitive processing fees!

Click Here for more information.

Payroll Disbursement Services

Use Abacus to make your weekly, biweekly or monthly payroll payments to your employees. If you open a payroll account with us, your employees may cash their payroll checks at any of our Branches for little or no cost – even if they do not have accounts with Abacus. Your employees will love the convenience, the security and the money they will save.

We also have Business Online Payroll Service, click here to learn more.

^{1 Business Online Payroll is a third-party provider of payroll service. Offer may be withdrawn at the discretion of the bank at any time.}

Business Credit Cards

Ask about our Visa® Platinum Credit Cards for all seasons of your business.

Features and benefits

• Fast and easy application process
• Reward points - earns one point for every net dollar you spend
• Fraud Protection 24/7
• Accepted at millions of locations worldwide

Click Here for more information.