Click Here for Personal Banking Deposit Account standard Fees and Charges Schedule

^{5 Only new money(monies not currently held in an Abacus account) is qualified to open the Gold/Diamond Checking.}

^{6 Valid student identification from an accredited educational institution must be presented to open account. Your account will be converted to a different Abacus checking account after 5 years and you will be subject to the terms and conditions currently in effect for that account; unless you can provide us a valid student ID from an accredited educational institution at such time and so long as you maintain enrollment in an accredited educational institution. We will contact you prior to account conversion and send you complete information about the account which you will be converted to. Must be enroll in Online Banking and e-Statement. Paper Statement will not be available.} 

^{7 The monthly maintenance service fee is waived for the first two statement cycles to allow you to meet your account requirements. After the first two statement cycles, the monthly maintenance service fee is waived if the requirements are met.}

^{8 Free Small Safe Deposit Box is based upon availability, and limited to one (1) per customer only. This offer can be changed any time.}

^{9 When you use a Non-Abacus ATM, you may also be charged a surcharge fee by the Institution that owns the terminal or network including balance inquiries. We will waive up to $6 for this surcharge fee.}

^{10 Your mobile carrier's message and data rates may apply.}

^{11 We may charge an International service fee equal to 1% of the amount of the transaction when you use your debit card for any international transaction. An international transaction arises when you purchase goods from a vendor that is located outside of the U.S. or if you use an ATM that is located outside of the U.S. This includes transactions done on the internet when the vendor is located outside of the U.S. This fee applies regardless of whether the transaction is paid for in U.S. currency. The exchange rate into U.S. currency will be the MasterCard rate in effect on the date of the transaction.}

^{12 Abacus Bank does not charge fee when you use your debit card or ATM card on another ATM that is owned by another Institution. However, you may also be charged a surcharge fee by the Institution that owns the terminal or network including balance inquiries.}

^{Speak with an Abacus bank representative for more information. This promotion may be changed or terminated at any time without notice.}