{"id":397,"date":"2026-04-07T11:16:31","date_gmt":"2026-04-07T15:16:31","guid":{"rendered":"https:\/\/abacusbank.staging.cocci.com\/personal\/borrow\/home-loan\/"},"modified":"2026-04-30T11:56:14","modified_gmt":"2026-04-30T15:56:14","slug":"home-loan","status":"publish","type":"page","link":"https:\/\/abacusbank.staging.cocci.com\/zh_tw\/personal\/borrow\/home-loan\/","title":{"rendered":"\u623f\u5c4b\u8cb8\u6b3e"},"content":{"rendered":"
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Home Loan<\/h1><\/div><\/div>\n<\/div>\n\n
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Buying a home is the most important event of your life. Abacus understands this. We have over 40 years of experience with residential mortgages.\u00a0Many of our customers are\u00a0new immigrants,\u00a0whom we helped\u00a0realize the American dream of purchasing their first home.\u00a0This is what we do\u00a0and\u00a0we know how to do.\u00a0<\/p>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n

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Online Management<\/h3>

Manage your HELOC through Online Banking<\/p>\n<\/div><\/div><\/div><\/div>\n\n

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Reduce Closing Cost<\/h3>

Competitive closing costs that keep more money where it belongs \u2014 in your home.<\/p>\n<\/div><\/div><\/div><\/div>\n\n

P<\/span><\/span><\/div>

Tax Advantages<\/h3>

Interest paid may be tax-deductible<\/p>\n<\/div><\/div><\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n

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Our rates and fees<\/h2><\/div><\/div>\n\n
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Abacus offers among the most competitive offers in our community and nationwide. We have\u00a0the most flexible and diverse loan programs.<\/p>\n<\/div><\/div>\n<\/div>\n\n

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Fixed rates for 10, 15, 20 or 30 Years<\/p>\n<\/div>\n

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Fixed rates for 10, 15, 20 or 30 Years<\/p>\n<\/div>\n

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Fixed rates for 10, 15, 20 or 30 Years<\/p>\n<\/div>\n

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Fixed rates for 10, 15, 20 or 30 Years<\/p>\n<\/div>\n

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Fixed rates for 10, 15, 20 or 30 Years<\/p>\n<\/div>\n

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Fixed rates for 10, 15, 20 or 30 Years<\/p>\n<\/div>\n

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Current Rates<\/h2><\/div><\/div>\n\n

Updated 1\/28\/2026<\/p>\n<\/div><\/div>\n<\/div>\n\n

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6.09%<\/h2><\/div><\/div>\n\n

30-year fixed rate mortgage<\/p>\n<\/div><\/div>\n<\/div>\n\n

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5.44%<\/h2><\/div><\/div>\n\n

15-year fixed rate mortgage<\/p>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n

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To learn more or start your Home Loan, contact us: in person or online.<\/h3><\/div><\/div>\n<\/div>\n\n
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Find your branch<\/a><\/div>\n\n
Online Inquiry<\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n
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Home Equity of Credit (HELOC)<\/h2><\/div><\/div>\n<\/div>\n\n
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Home Equity Line of Credit or HELOC is a type of home loan that allows a borrower to open up a revolving line of credit using their home as collateral. With a home equity line of credit, you can get the extra cash you need for renovation, debit consolidation, vacation, college, new car and more. Here are some of benefits of HELOC:<\/p>\n<\/div><\/div>\n<\/div>\n<\/div>\n\n

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Online Management<\/h3>

Manage your HELOC through Online Banking<\/p>\n<\/div><\/div><\/div><\/div>\n\n

\uf358<\/span><\/span><\/div>

Reduce Closing Cost<\/h3>

Competitive closing costs that keep more money where it belongs \u2014 in your home.<\/p>\n<\/div><\/div><\/div><\/div>\n\n

P<\/span><\/span><\/div>

Tax Advantages<\/h3>

Interest paid may be tax-deductible<\/p>\n<\/div><\/div><\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n

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To learn more or start your Home Loan, contact us: in person or online.<\/h3><\/div><\/div>\n<\/div>\n\n
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Find your branch<\/a><\/div>\n\n
Online Inquiry<\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n
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Foreign National Elite<\/h2><\/div><\/div>\n<\/div>\n\n
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This program is designed for foreign nationals who want to purchase or refinance U.S. property \u2014 without a traditional U.S. credit profile. Deposit services are available too.<\/p>\n<\/div><\/div>\n<\/div>\n<\/div>\n\n

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\uf0ac<\/span><\/span><\/div>

Online Management<\/h3>

Manage your HELOC through Online Banking<\/p>\n<\/div><\/div><\/div><\/div>\n\n

\uf358<\/span><\/span><\/div>

Reduce Closing Cost<\/h3>

Competitive closing costs that keep more money where it belongs \u2014 in your home.<\/p>\n<\/div><\/div><\/div><\/div>\n\n

P<\/span><\/span><\/div>

Tax Advantages<\/h3>

Interest paid may be tax-deductible<\/p>\n<\/div><\/div><\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n

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How we can help<\/h2><\/div><\/div>\n<\/div>\n\n
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<\/span><\/span>Mortgages<\/span><\/h3>\n