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Abacus Federal Savings Bank, New York has again earned the highest 5-star rating from BAUERFINANCIAL ( www.bauerfinancial.com), a well-known bank rating firm. (A bank five-star rating indicates that a bank excels in areas of capital adequacy, profitability, asset quality and much more.) Abacus Federal Savings Bank continues to maintain its status as a top financial institution, once again receiving the highest five-star rating from BAUERFINANCIAL. Member of the FDIC and an Equal Housing Lender. Contact: Alex Lin Title: Assistant to the Chairman Tel: (212) 285-4770 (ext. 1407) Email: alexlin@abacusbank.com